Senior Business Analyst – Payment Solutions

Company Description We’re Checkout.com . You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. As a Senior Business Analyst – Payment Solutions at Checkout, you will perform a vital technical function, delving into the implementation of specific payment rails and understanding the nuances of the numerous payment choices and features offered. This role requires specialized competencies beyond traditional product management and is key to CKO being a differentiator in the payments landscape. You will be responsible for the end-to-end technical delivery of both Cards and Local Payment Methods (APMs). Global payments are intricate and dynamic; you will manage this complexity to help businesses reach hundreds of different markets in ways tailored to their local needs. Key Responsibilities Technical Project Leadership: Lead technical projects with card schemes and APM partners to rollout new acquiring regions, launch new payment methods, and implement new payment options for merchants. Cross-Functional Collaboration: Work closely with engineering, accounting, treasury, legal, compliance, and product teams to lay out testing plans and complete provider technical certifications. Rules Interpretation & Discovery: Gather information on new features—whether driven by commercial requests, card schemes, or APM providers—and present clear descriptions of implementation requirements and processing rule interpretations to the product team. Operational & Back-Office Support: Support internal operations teams in maintaining and troubleshooting processes such as merchant onboarding, scheme registration, clearing, and settlement. Knowledge Dissemination: Act as a subject matter expert, sharing payment knowledge throughout the organization to ensure merchant-facing teams can accurately answer complex queries. Innovation: Proactively engage with schemes and partners to bring fresh ideas and innovative payment solutions while maintaining Checkout’s high processing standards. What We’re Looking For Experience: 3–5+ years of hands-on experience as a Business Analyst or in a relevant payments processing role within financial services, ideally working closely with engineering teams. Domain Expertise: Knowledge of Card Schemes, Alternative Payment Methods, and general Payments Processing is highly recommended. Technical Proficiency: Ability to use technical tools such as APIs, Postman, and DataDog is highly valuable. Analytical Skills: Excellent attention to detail and problem-solving skills, with the ability to work with complex datasets. Tools: Proficiency with BI tools (Excel, Looker) and SQL is a significant plus. Communication: Fluency in English with superb communication skills at all levels. Education: Bachelor’s degree in Finance, Business, Computer Science, or an equivalent field. Mindset: A self-starter with a willingness to take initiative, continuously learn, and meet tight deadlines in an evolving environment with shifting priorities. Even if you don't meet all the stated requirements, we encourage you to apply. If you believe you have the potential and ar