Group Financial Controller

About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: One of the UK’s most exciting unicorns with a team of over 800 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions Build the best technology in-house : we use new data sources, machine learning and AI to make machines do the heavy lifting About the role We're looking for a Group Financial Controller to own the controllership function across the Lendable group. This is the team responsible for the integrity of our books: the monthly close, the reconciliation control framework, accounts payable and payroll, across multiple entities and multiple GAAP frameworks. There's a lot to do. We are a high-transaction-volume lending business scaling across the UK, the US and Mexico; and the finance operation needs to scale with it. This role is about process, automation and control rather than technical accounting research: tightening the close timetable, designing controls that actually hold, and building an operation that gets faster and more accurate as volume grows rather than slower and more manual. What you'll be doing/impact on objectives Own the group month-end close end to end, including the close timetable and the discipline that keeps it on track across all entities Maintain books and ledgers across multiple GAAP frameworks (IFRS, UK GAAP, US GAAP) for a multi-entity group Own the reconciliation control framework: design, integrity and evidencing of reconciliations across the balance sheet Lead accounts payable and payroll at volume, holding the standard on accuracy, timeliness and control Design and embed financial controls across the finance operation, working with the Internal Control Manager on control narratives, RACMs and audit readiness Drive automation and efficiency: identify where manual effort scales badly and replace it with systemised, repeatable process Build, lead and develop the controllership team, setting the standard for how the function operates Partner with Technical Accounting, Tax, Treasury and FP&A, and act as a key point of contact for external auditors What we're looking for Qualified accountant (ACA/ACCA/CIMA) with a minimum of 10 years PQE At least 3 years in a controllership leadership role Proven experience maintaining books and ledgers across multiple GAAP frameworks (IFRS, UK GAAP, US GAAP). You do not need to be a technical accounting expert in each Track record owning management accounts close, reconciliation control frameworks, AP and payroll at volume in a regulated or high-transaction lending business Demonstrable focus on process, automation, control design and close timetable discipline, with evidence of driving efficiency at scale Comfortable operating in a multi-entity, multi-currency group structure Nice to have: ECL/IFRS 9 or CECL exposure Interview process Screening stage: an initial phone interview with the